Credit fraud

BestView finally got around to freezing our credit. It was a pain to contact the three credit rating companies to do this, but it really eliminates one worry. Regardless if someone hacks into some data base and steals your credit card information or social security number, they can't establish new credit in your name. So identity theft is not possible so long as the freeze remains in place. If you want to temporarily lift the freeze to open some new account, there is a pin number which allows this. I recommend it.